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Healthcare and insurance

As a European student you most likely have an EHIC card. This entitles you to pay the same reduced patient fees for public health care as for Swedish citizen.

Insurance through Lund University for exchange students

All incoming exchange students are also covered by an insurance through the university, Student IN. This insurance gives a coverage 24-hours a day within Sweden.

The Student IN insurance covers expenses for acute illness and accidents (patient fee and prescribed medicine) exceeding 400 SEK per visit. Injuries caused by high risk activities such as deep sea diving, mountain/rock climbing, offpist skiing, skydiving etc will not be reimbursed.

The insurance also contains a liability coverage, a dental coverage and a property coverage.

Please note that this insurance doesn’t cover planned medical care. You are covered for emergency medical care which is defined in the terms and conditions as "symptoms that arise suddenly during the insurance period and for which the insured must seek medical aid within a few days.”

This means that if you visit the healthcare clinic or the hospital for acute illness you can part of the money back (exceeding 400 SEK) for the doctor’s appointment and for any prescribed medicine. Follow these steps:

  1. Go to the doctor
  2. Pay the fee (if possible, otherwise turn to Cecilia Nilsson at the International Office LTH)
  3. Save the original receipts
  4. Fill in the claim form (preferably digitally but signature by hand)
  5. Scan the claim form and the receipts and submit them to Cecilia Nilsson at the International Office LTH who will sign and send it to the insurance company Kammarkollegiet.
    Please note that the receipts should be sent as a separate file/files (as an attachment) and not be embedded into the email.

Email: cecilia [dot] nilsson [at] lth [dot] lu [dot] se (cecilia[dot]nilsson[at]lth[dot]lu[dot]se)

Claim application form Student IN (PDF, 160 kB, new tab)

Kammarkollegiet will review and reimburse the money within approximately one-two months depending on their work load.

Please note that Lund University cannot determine if you are eligible for reimbursement by the insurance. It is always Kammarkollegiet that determines your eligibility. You should always try to file a claim form if you are unsure. Kammarkollegiet will base their evaluation on the information you state in the claim form about what happened.

Healthcare contacts

More on insurance for exchange students in Sweden